New: 0% APR Options

Boost Sales 30% with Instant Financing

Approve high-ticket buys up to $100K in seconds. Paid to you in 48 hours. Zero risk.

Integrate Now
Merchant approving financed purchase

Status

Approved

How It Works

From scan to sale in under 60 seconds.

1. Customer Scans QR

Seamless integration at your checkout counter or online cart.

2. Instant Approval

Soft credit pull. Flexible terms. 90% approval rate.

3. You Get Paid

Full amount wired to your bank in 48 hours, minus a tiny fee.

Why Merchants Choose Speedy

2x Order Value

Customers spend more when they can split payments over time.

Zero Risk

We handle all repayments and fraud liability. You just sell.

Easy Setup

Plug into your existing POS in under 10 minutes.

Global Reach

Visa-integrated. Works anywhere cards are accepted.

Happy customers shopping

"Speedy helped us clear inventory 3x faster during the holiday season."

Simple Pricing

No setup fees. No monthly fees. Just a small transaction fee.

Standard

5.9% + 30¢

Per successful transaction

  • Next-day payouts
  • Dashboard access
  • Standard support
POPULAR
Volume

Custom

For $50k+ monthly volume

  • Lower rates
  • Dedicated account manager
  • API Integration support

Frequently Asked Questions

What if a customer defaults?

We take on 100% of the risk. If a customer misses a payment, you still keep the full amount of the sale. You have zero liability.

How fast do I get paid?

We settle funds to your connected bank account within 48 hours (2 business days) of the transaction.

Does it affect customer credit?

We perform a soft credit check which does not affect the customer's credit score for approval.